Kacha delivers a secure digital lending and savings suite in partnership with trusted financial institutions, offering ordinary savings accounts, interest-bearing deposits, and fixed-term time deposit plans for individuals and businesses. Users access payday loans, cash loans, and MSME financing through digital scoring, supporting business growth and financial inclusion nationwide securely.
Kacha provides seamless international remittance services through Thunes for instant transfers to Ethiopia in ETB via app or *677# USSD. Its white-label remittance platform enables secure, transparent, and affordable diaspora transfers, helping institutions boost formal inflows while offering crowdfunding, donations, and community-driven financial services.
Kacha's Premium Financing Product is a Buy Now, Pay Later solution that lets policyholders access immediate motor insurance coverage without paying the full premium upfront. Integrated with Kacha Wallet, the fully digital onboarding platform partners with Global Bank Ethiopia, Zemen, Lucy, and Nyala Insurance to deliver fast premium financing nationwide.
Kacha's Shariah-Compliant Wallet & Financing solutions provide interest-free financial services aligned with Islamic finance principles, ensuring ethical and inclusive digital banking for all users. Products such as Digital Murabaha and Qard support responsible spending and accessible financial management.
Kacha provides a fully white-label unified digital platform integrating banking, payments, wallet services, and value-added financial solutions within a single branded interface, enabling seamless customer experiences.
It features a mini-app ecosystem, integrated e-commerce, and AI-powered budgeting tools, built on a scalable and highly customizable architecture for financial institutions.
Kacha's Co-Branded Wallets are joint digital wallet solutions developed with financial institutions, enabling shared services within a single mobile platform powered by Kacha Wallet functionality and seamless integration.
White-Label Wallets are fully customized solutions for financial institutions, offering standalone branded wallets powered by Kacha infrastructure ecosystem.
Kacha's advanced credit scoring engine uses artificial intelligence and machine learning to analyze both financial and alternative data sources, enabling accurate and inclusive creditworthiness assessments.
By powering data-driven lending decisions, it strengthens risk management while expanding access to credit, supporting greater financial inclusion across underserved and emerging customer segments.
Kacha delivers a unified digital platform integrating banking, payments, and value-added financial solutions within a single branded interface, enabling seamless customer experiences.
It features a mini-app ecosystem, integrated e-commerce, and AI-powered budgeting tools, built on a scalable and highly customizable architecture for financial institutions.
Partnering with Kacha
Kacha provides strong partnerships among key players in the financial ecosystem, creating a collaborative network that drives innovation, trust, and seamless delivery of digital financial services.
Kacha provides an agile decision-making and dynamic working culture that enables rapid innovation, quick adaptation to market needs, and efficient execution of strategic initiatives.
Kacha provides a team staffed with the best industry practitioners, bringing deep expertise, professionalism, and innovation to deliver high-quality financial technology solutions.
Kacha provides a strong commitment to empowering individuals and businesses through equitable access to finance, while supporting the national financial inclusion agenda with visionary and future-focused management dedicated to sustainable growth and impact.